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Long tenor available up to 30 years
Preferential interest rates
Loan currency available in HKD, USD or RMB
Loan amount up to 80% of purchase price or appraised property value, whichever is lower（ subject to applicable laws and regulations etc）
Loan repayment method available in Monthly straight-line repayment, Bi-weekly straight-line repayment, or Monthly reducing balance repayment
Note: Local PRC residents can only apply for an RMB loan.
